Hayward first time buyer program

To try and figure out all the components yourself would be difficult. To qualify, you must not have owned a home, condominium or town home within the last three 3 years.

You may purchase any new or existing home, single-family detached, town home town home no manufactured housing units, duplexes or mobile homes. The home must be located within the municipal boundaries of the City of Hayward i.

The City cannot provide assistance to purchase properties with health and safety deficiencies or structural problems. Buying a home is the largest purchase most families will ever make. The Workshop takes you through the home buying home buying process step-by-step. Topics include deciding whether homeownership is right for you, shopping for a home that meets your needs, obtaining a home mortgage, closing the sale, and even maintaining your new home.

You will know more home buying home buying and will be able to negotiate the purchase and financing of the home you want.

You will understand the terms of your mortgage and be confident that you can afford home ownership. The FHP assistance is a 30yr loan, Loans are amortized over 30 years.

The loan is secured by a second deed of trust. This city program differs from surrounding city down payment assistance programs. Monthly payments ARE made. In order to receive assistance, you must qualify for a home mortgage. December 11, Community A reckoning with historical wrongs in —and new a space to celebrate cultural heritage and diversity January 11, City Government , Sustainability Hayward singled out again in for environmental leadership among cities worldwide January 11, City Government , City Services , Community Construction of permanent supportive housing for formerly homeless began in —and transitional housing services continued to show success January 11, Current Hours and Safety Rules August 27, Library Closure - Monday, January 18, January 14, Library Holiday Closures December 21, Instead, they are repaid when the home is sold, the owner wants to take cash out through refinancing or no longer wishes to occupy the home, or the year term of the original purchase mortgage loan comes to an end.

To be notified when the new pre-application period opens to qualify to participate in AC Boost, signup at www. To learn more about AC Boost, visit www.

The City of Hayward is at your service! Access Hayward is an online tool that connects you directly to the people, services, and resources that make our city great. You have questions, we have answers. Use Access Hayward to make sure your question is routed to the right person and handled properly by our team. We want to hear from you! We'll match you with a first-time buyer expert that we know and trust. Hayward Home Buyer Assistance Programs.